update

wow..after calculating my expenditure for the month..i managed to spend my entire salary and bonus and even accumulate credit payments totaling at least $1000...really have to tighten up and also find extra jobs liao.

i really don't want to ask my fiancee to find a job because i don't like to go back on my word.so now i have to find alternative means of earning extra cash to push my credit to $0 again..

Dear Lord please guide your lost child.Amen.